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Have you been working with Jim Hogle (our credit repair specialist) on building your scores?
Do you have any idea of what your current credit scores are?
If Yes, what do you think they are currently?
What were they when we pulled them last?
When did we pull them last?
Have you been on time with your payments since?
If we thought it was possible, would you be willing to give us permission to pull your scores again? There would be a cost for this of just less than $50 so you would be investing in yourself and potential loan approval by doing this.